DESERT SKY HEALTH ADVISORS
At Desert Sky Health Advisors, our mission is clear:
Provide the most comprehensive, custom-tailored insurance package
that meets the needs and budget of our clients.
Health Insurance designed with you in mind
Easy to Understand
We make insurance simple.
Compare Health Plans
Explore carrier options.
Protect your Future
Get coverage today.
WELCOME TO DESERT SKY HEALTH ADVISORS
For several years, Desert Sky Health Advisors has been helping individuals, families, and businesses to quickly locate the very best health and supplemental insurance coverage at the lowest possible cost.
We can instantly shop over 20 top-rated insurance carriers to locate a plan that fits your individual needs. Plans are available for year-round enrollment and next-day effective dates are available.
We offer a full line of insurance products, including individual & family health plans, group health plans, dental insurance, vision insurance, HMA and HSA, life insurance, home healthcare, critical illness, accident and disability.
At Desert Sky Health Advisors, we treat each client like our only client. Our goal is to create quality, long-term relationships by offering the absolute best service before, during, and after the enrollment process.
We are located in Arizona, however, we are licensed to assist clients nationwide.
Call us anytime at 480.430.4937.
We are here to help make shopping for insurance a quick and pleasant experience.
We are here to help you make sense of your insurance options!
Health Insurance
Individual, Family, & Group Health
Affordable Care Act (ACA) plans on healthcare.gov
Critical Illness
Disability
Accident
Dental Insurance
Vision Insurance
Life Insurance
Term Life
Term Life with Return of Premium and/or Living Benefits
Whole Life
Final Expense
Medical Savings Plan
Health Matching Account (HMA)
Health Savings Account (HSA)
Save on prescriptions, dental, vision, telemedicine, and more!
Frequently Asked Questions (FAQ)
NON-ACA PRIVATE MARKET HEALTH INSURANCE OPTIONS
These are plans offered by private insurance companies and are outside of the Healthcare.gov ACA plans – not subject to the requirements of ACA plans.
With most of these plans, you are subject to health underwriting, but typically have much lower premiums.
These plans may exclude coverage for pre-existing conditions.
These plans MAY be more affordable if you don’t qualify for a tax credit (income based rate reduction) on the marketplace.
There are some fixed indemnity options available with NO deductible.
WHEN CAN YOU APPLY:
Year-Round (this can be a good option for those who missed the Annual Enrollment period)
AFFORDABLE CARE ACT PLANS (ACA)
We will assist you with the application process for individuals and family insurance through Healthcare.gov (often referred to as “the marketplace”).
We can help you find a plan that meets your needs and budget.
No exclusions or limitations for pre-existing conditions.
The cost of these plans may be discounted based on your income. Further subsidies available at certain income levels.
When can you apply?
Each year from 11/1 through 12/15 is annual enrollment for plans starting 1/1 the following year.
Within 60 days of losing other creditable coverage.
If you have a qualified life event, such as moving, having a baby, getting married, etc.
